FRESNO, CA
Don't let cost stop you from getting it fixed.
Stedman's Plumbing now offers financing through Wisetack — get approved in minutes, pay over time, and get your plumbing taken care of today.
Stedman's Plumbing offers flexible plumbing financing for Fresno, CA homeowners through our trusted partner Wisetack. Whether you need a water heater replacement, whole-home repipe, slab leak repair, or another major plumbing service, our financing options let you get the work done today and pay over time — with terms from 3 to 120 months and 0% APR available for qualifying customers. There's no impact to your credit score to check your options, and most applications receive a decision in under 60 seconds.
Approved in under 60 seconds — right from your driveway.
The whole process takes just a few minutes — right from your phone.
Call us or schedule online. We'll diagnose the issue and give you a clear upfront quote.
We send you a Wisetack financing link by text. Click it and complete a short 2-minute application.
Get a decision in under 60 seconds. See up to 6 payment plan options — checking won't affect your credit score.
Pick the plan that fits your budget, sign digitally, and we complete the job. You pay monthly.
Wisetack works with a wide range of credit profiles. There is no published minimum score — many customers with fair credit are approved. Checking your options uses a soft pull that has no impact on your credit score.
Most applicants receive a decision in under 60 seconds. The entire application takes about 2 minutes and is done on your phone — no paperwork or office visit required.
Yes — the minimum financed amount through Wisetack is $500. The maximum is $65,000. This covers everything from drain cleaning and faucet installs up to whole-home repipes and slab leak repairs.
APR ranges from 0% to 35.9% depending on your creditworthiness and the plan you select. Qualified applicants may be offered 0% APR promotional plans. Terms range from 3 to 120 months.
No. Wisetack charges no prepaid finance charges, no participation fees, and no prepayment penalties. You only pay the monthly payment for the plan you choose.
Payments typically begin after the job is completed and you confirm satisfaction. Stedman's submits the completion confirmation to Wisetack, and your first payment is due approximately 30 days later.
Options are tailored to your creditworthiness — most approved customers see multiple choices.
Covers everything from a single repair to a full repipe
Flexible repayment terms — choose a timeline that fits your budget
0% APR available for qualifying customers based on credit
No prepayment penalties, origination fees, or surprise charges
Checking your options won't affect your credit score
Most customers get a decision in under 60 seconds
Available for most residential plumbing work — from urgent repairs to planned upgrades.
Wisetack works with a wide range of credit profiles — you may qualify even with less-than-perfect credit.
Wisetack approves customers across a range of credit scores. There is no hard minimum advertised, and many customers with fair credit are approved for payment plans.
Checking your financing options uses a soft credit inquiry, which does not affect your credit score. Only if you accept a plan does a hard pull occur.
Most Wisetack financing plans require no money down. You get the work done now and begin making monthly payments after the job is complete.
The 2-minute application is done from your phone. Most customers see their options — including APR and monthly payment — in less than a minute, right on-site.
Approved rates range from 0%–35.9% APR based on creditworthiness. All financing is subject to credit approval by Wisetack's lending partners. See full terms at wisetack.com/faqs.
Financing Disclosure: All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. Offers range from 0–35.9% APR based on creditworthiness. Terms from 3–120 months. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
Enter your project amount on Wisetack's calculator to see estimated monthly payments. No credit check required.
Open Payment CalculatorPayment estimates are for illustrative purposes only and do not constitute a financing offer. Actual terms subject to credit approval.
Check If I Qualify — No Credit ImpactStedman's Plumbing provides plumbing financing options to homeowners throughout Fresno and the entire Central Valley. Whether you're in Clovis, Madera, Visalia, Hanford, Selma, Reedley, Sanger, Kerman, Kingsburg, Fowler, or the surrounding communities, our technicians come to you and our Wisetack financing travels with them. One call to (559) 770-9772 gets the process started — no office visit required, no paperwork to mail in, and no waiting days for a decision.
Call us — we'll text you the Wisetack application link on the spot. The whole process takes just a few minutes.